The roof was replaced this year and the Central Heat and Air unit was replaced within the last 3 years. 

And I don’t have mortgage so I didn’t buy insurance. 2) hoa, tell me is upstair radiator who cause the leak and I should talk to upstair owner to have him fix that.Upstair owner told me that the leak of their radiator is caused because building pumped too much heat.

And if the heat hasn't been on at all, due to freezing in the winters, there could also easily be busted pipes and flooding on the main floor as well.

She was propping the door open to the heated hall, which I paid to heat! 

They ones that need new roofs, have broken pipes, no heat source, or have water damage.

If it's strictly a STR market, you can see how prices fair to see if the market is feeling the heat.

I wanted it for a rental and knew that the size of this huge thing would be difficult for a tenant to rent and heat through the winter.  

It's a special product.Regarding not having a standalone HELOC product, in 2022 during the heat of the low rate boom we did suspend our standalone product, and I can absolutely understand how that leaves a bad taste.In 2024 we are now a leader in the standalone HELOC and Closed End Second(CES) space! 

That makes sense, I feel like I have seen alot of heat around the sector between GPs and LPs so that is great knowledge to know to avoid that in the future.

Try leaving a plate of Canned tuna fish by the door outside with some water.Your cat is probably not too far away, may be visiting a girlfriend cat who is in heat or something And snoozing outside in the bushes near that house.