You can do this by diving in data from places like Redfin or you can approach it a bit more simply by pulling up the map on Zillow and looking to find markets where there is a healthy balance of Sold Properties to For Sale Properties.

Make sure it's a healthy profit as a margin of safety in case things go sideways.

The best defense  is a healthy offense.

It could go low enough that you may want to refinance, but with a 3 year pre-pay penalty you will not really want to refinance or will pay a healthy penalty if you do so. 

I genuinely believe that with that at the center of my business, everything else should fall in place.It's a healthy mindset and a good starting point.

Of course the other alternative is private lending which you should be able to make a healthy 12-14% on without tenants and toilets.

$300k is a healthy down payment on a smaller multifamily.

If I were to redact the first sentence of your post, most readers would assume you are preparing for litigation with a healthy amount of discovery.

Another item we have is a cold plunge but we are discovering that this is not being used by the tenants but we want to be able to offer some sort of healthy living.

I have zero debt and  healthy amount of money invested in the stock market.