You are asking a stranger to lend you basically all the money for a deal with no experience and no skin in the game. 

@Libbie Grant Welcome to the wonderful world of real estate investing where there are a million ways to skin the cat, all depending on your goals.My family has been in the Mount Vernon area for 20+ years now, so that's my farm area, while Anacortes is my place of work and hopefully live soon.

IMHO, getting skin in the game by investing time and money in a property will force you to learn. 

I know that might be a bit of a stretch but I have excellent credit and am willing to put skin in the game.

There are many ways to find motivated sellers - you have to think creatively...there's more than one way to skin a cat!

I've got some skin in the game too, just not enough of my own to kick this real estate journey into another gear.

I wouldn't give them glowing reviews but haven't heard anything that would put you in risk of going to jail because you work for them either.

Account Closed - You would have a difficult time even if it costs $25k and you put $25k into the deal with an ARV of $120k to find a lender, as you have no skin in the game.

Here is a little something that is really starting to get under my skin...

Instead get  a longer listing commitment and then if the seller wants expensive advertising you might offer in allowed in your state ( and with your brokerages approval) to rebate their advertising expenses at closing they pay for with legitimate receipts off the commission.This way if a seller pulls off the market,goes with another brokerage mid listing, or tries to cancel early etc. the seller will be out the money and have skin in the game.