I actually write the policies and the insurance companies create the contracts and provide the coverage. 

Get it under contract with a longer (90 day?)

This also leads owners to ASSUME simpler is better when it comes to management contracts.

I get into contract in my operating company and then assign the contract to the new LLC prior to closing.  

When you go into step 2, you need a scope of work, contractor contract, and budget for the purchase and work to be done.

Are you in the market for contracting work, or are you doing your own projects?

I just noticed the following language on a policy for a loan I made:"This insurance contract is with an insurer not licensed to transact insurance in this state and is issued and delivered as a surplus line coverage pursuant to the Tennessee insurance statutes."

The property does have heated radiators through out each unit. everything is separated for each unit electricity, gas, and window units in each property.

Over the last several years I've been in a heavy cycle of acquiring and building rental portfolio, flipping, contracting, and being a realtor.

Are you locked in on the contracts with the current set of tenants?