Congrats on getting in the game.

Most seller finance notes have interest rates in the 9-10%+ range.Also, 5% down is very little skin in the game for the borrower.

We are late in the game but hopefully we can catch-up leveraging the plethora of knowledge that exists on this platform. 

This is my first property so of course it's harder to keep my head in the game with %100 vacancy. 

Think of it as free vs pay to play video games.

Hey Chris, If your agent is only using RCM, they might not be familiar with platforms like Costar or LoopNet (which honestly should not be the case), or they simply may not have the budget to cover the upfront listing fees, which can get pricey.I’d circle back with them, address the plausible elephant in the room, and try to figure out a game plan to get your property on these other platforms.

I just started investing with them a few months ago, and I'm new to the game here. 

Be in a location that allows short-term residential rentalsIf the residence does not meet the standards for a conditional use, they cannot be waived.Any STR must be owner occupied would be a game stopper for out of state investors.

Refinancing game is tricky.

They have degrees and interests in different segments of what I think are important facets of the real estate game, one will be graduating with a degree in construction management and the other in accounting.