Hey Karl, @Karl SzymanskiI can definitely understand the temptation to do something close to home, but it likely will depend on whether you are planning to manage these properties yourself (which I personally, wouldn't since you are simply just buying yourself a new job) and where the best forecasted ROI is at. 

Just a trade-off for lower price while still being in a hot part of our market.

He likes the advanced analytics and how it helps him forecast and plan for future investments.Switching systems can be dauting, but the right tool can make your life a whole lot easier.

However, this area does have a growing population adjacent and high forecasted median income growth.

Ever heard of division of labor, free trade theory, efficient market hypothesis?  

If you want appreciation, identify markets with expanding industries, positive growth trends, and bright economic forecasts.

They may fall further as a consequence of all the trade war sabre rattling. 

Many are jacks of all trades and will charge you to learn to do what you hired them for.

If you want appreciation, identify markets with expanding industries, positive growth trends, and bright economic forecasts.

For the last part, why not use a separate calculator (that allows for additional payments) and compare it to the AIO so you have an apples to apples comparison of the total P&I payments and payoff timing forecast.