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I'm supposed to informally email my offer, along with proof of funds, to the listing agent who will then submit the offer electronically to the bank.

All possible occurrences with pen and paper, but I feel like the electronics will make it more likely.I'd rather just have two printed copies, have you and the tenants sign both, they keep one, you keep one.The question you should be asking in this case is: "Why?"

This costs about $500 (don't remember exactly) and takes about 4-6 weeks if done electronically.

I can get both those done NEARLY as well by a draftsman or Dental asst---for a lot less.

It has electronic signatures and all that.

As someone who makes offers primarily over the phone I'm taking a hard look at docusign.com to email my documents and have them signed electronically. echosign.com is another popular alternative.The good side is it avoids messy faxing back and forth; the downside is it requires basic computer literacy which may be unworkable with a segment of the population.

I know people who have placed dozens (if not hundreds) of bids per day on HUD properties, so I don't believe there are any limits.That said, I was talking to a friend of mine just yesterday who said he believes that HUD will no longer his offers on properties that he hasn't physically seen (he's a licensed agent and HUD uses electronic keys for all their properties around here).

More info:http://blog.dwolla.com/accept-rent-or-lease-payments-electronically/

The broker may charge for any/all of the following:- Desk fees (monthly fees for being part of the brokerage, having access to the office, etc)- Commission fees (brokerage may take a percentage of each commission or a fixed amount per transaction)- MLS fees (to get access to the MLS)- E&O fees (this is your broker's insurance against you screwing up a deal)- NAR fees (to be a member of NAR)- Cost of tools (like lockboxes, electronic keys, etc)- Etc...Some brokers charge high monthly fees and a significant percentage of your commission; in return you get a big brand name to associate yourself with (Re/Max, Keller Williams, etc).