@Tessa Rysztak  The waiting period commences on the completion, discharge, or dismissal date (as applicable) of the derogatory credit event and ends on the disbursement date of the new loan for manually underwritten loans.https://www.fanniemae.com/content/guide/selling/b3...Someone more familiar with how things work in Colorado would have to comment on whether they will use April or October as your foreclosure date.

Honorably Discharged in 2014, I moved to Prescott working on my commercial license flying helicopters.

For example, when I sold a primary residence, one of the liens (I had refinanced a couple of times) had not been recorded as having been discharged. 

DISCHARGED means they executed their plan or otherwise “completed” their bankruptcy.If nothing has changed in terms of the income stream, and the debts that drove them to bankruptcy are still active, just say no.

Once the bankruptcy is discharged or dismissed, the foreclosure resumes, unless, obviously, the debt has been settled.

The bankruptcy was discharged and the mortgage was never reaffirmed. 

If not, has anyone ever filed a release or discharge of lien on a property?

there are some really nice ones in Cairo  the garbage chutes are out the front windows down to the ground.. 

The BK's are irrelevant unless they filed a 13, filed a motion to strip, received the motion, and completed the BK and were discharged.

and the student loans are not dischargeable and follow you for life.