I would suggest that before any installation, but specifically roofing, that could affect your insurance that you get in contact with them to verify the continuation of coverage with the EverSeal System. 

Duplex or triplex insurance premiums can differ significantly depending on a number of variables, including building condition, coverage levels, and location.

Achieving 80% coverage is great; anything above that is excellent.

If something horrible happens (like your handy man who you have given the keys to all the properties rapes your female tenant (you didn't know he just got out of prison for rape) (no insurance coverage for you by the way because intentional torts are uninsurable) you will lose everything you own.

We still have equity coverage on it but when we did the loan did not go above 60% ltvThis is an example of why people who do 90-100% financing to me is insane.

You are correct, All of the standard Market companies I contacted would not write the coverage with an open loss.  

I have federal health coverage so I will not be a part of the medicare program.

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

One other thing you need to get is some additional insurance coverage beyond what is normal for the US. 

He has done a great job for us over the years and from time to time will swap out insurance providers as needed for better rates, better coverage, etc.