. $111 per month savings or $6,660 over the term of the pre pay and it would cost you a little over $5k upfront... so if you keep the loan through the prepay period you profit $1,000 bucksif you keep it the full term it's a savings of around ~$35,000Most DSCR Lenders dont allow rate significant rate buydowns these guys do (Lowest I can go down to 5.999% but that's paying 6 points total) and we're correspondents with them so it would close Lightning Fast...a couple more, this is kind of fun...Lender 4: Ooooh, interesting...L4 - Option 1: 7% with 2 Upfront BUT...

Have fun with it.

I'd probably have better odds going to a casino and gambling.

I bought it because I thought it would be a fun way to exercise.

Then: I want the lowest interest rate possible.Now: I want the easiest bank to work with.I think my investing career has gotten easier and more fun since I've changed my mind on the above 3 items.

It was forty minutes from my house, next to the beautiful Golden Gate State Park, fifteen minutes to the casinos of Black Hawk, fifteen minutes to the quirky town of Nederland and twenty minutes to skiing.

(Horsebnb.com)Looking for additional income sources AND the fun people I think this would attract. 

That's a fun conversation to have with a seller at the settlement table. 

I think many of us use hyper-consumerism as a means of validating our self-worth.We NEED to upgrade to a new cell phone every year, we NEED to take expensive vacations to show our friends how fun our lives are, we NEED to purchase the more expensive car, we NEED to eat at chic restaurants and document the experience all over our social media.

(RE or fun) Let me know if anybody's interested in a coffee chat!