For example, the areas economically influenced by NYC commuters: Westchester, Rockland, Dutchess, Putnam behave very differently than areas influenced by NY State employees from Albany, or farmers from (not sure?).

I'm a big "life doesn't exist on a spreadsheet" guy, but I'd suggest letting the numbers influence your decision rather than the hesitation to let the once in a lifetime rate go.

We invested $20,350 to modernize the home, increase its curb appeal, and ensure it was market-ready, thereby significantly boosting its market value.

The bank may have been influenced by the fact that we had previously borrowed and then paid off 2 loans totaling $5 million also secured by single properties (with no personal guarantees).  

@Ryan Moyerit's more like 'rent influence' than 'rent control,' right?

Different circumstances, different economies, different geographical areas and different players all have tremendous influence on the success or failure of a strategy , or tactic.  

What tech tools are you using to boost your real estate sales?

If managed wisely (like everything else in life) it can be a great tool to boost growth.

On one hand, the casino could draw in a lot of tourists and visitors, which might boost demand for STRs in the area.

They could get a risk free return by investing in T-bills, so the delta between that RFR and what you're offering needs to be rewarding enough for them to pursue it.As for the 2nd part of your question, that really is a mystery :)The low interest rate environment always leads to these folks misleading people and mismatching deal operations, and sometimes even defaulting on the property and losing it altogether.Probably because a bunch of these syndicators want to be cool Instagram/TikTok influencers and throw up their arms and talk about how many doors they own, but what do I know lol.