You can't originate a note to pay yourself and then sell it, it's not at arm's length or a valid contract, easiest way to say it.Next, if you made a note to pay someone else, the payor, they are then a lender, but they did not give consideration for the note, again, a sham transaction.

I feel ashamed that I made this kind of mistake but I'm hoping that it makes me a smarter investor going forward. 

It is a shame that there are contractors that are that bad.

What a shame!

It's a shame that they offer their data as a paid service. 

I'm ashamed to say, I'm only inspecting a couple of houses a week.

It’s a shame but that Sounds normal just fix the place up and this time use laminate instead of carpet .

If I don't know I'm not ashamed to say, "I don't know, but I'll find out and get back to you."

Hey, at your age, having one left isn't anything to be ashamed of!""

Its a shame its in the middle of no where, for $70k you could open a bar/night club their.