So far, I've rated Evergreen and FCI lowest based on a number of reviews on different platforms that have consistent negative reviews mentioning certain specific issues that I find concerning (this is after accounting for the inevitable disgruntled customer/borrower who gets unjustifiably upset).Are you able to share any of your information?  

In my initial contact the first deal representative she  mentioned it’s because I am not looking off market.

Cameras, security system, motion lights, cage lock on hvac, etc.They were stolen cause it was vacant and had a for sale sign.   

Plus, like you mentioned, there is the risk of due-on-sale clauses if you move conventional loans into an LLC, so it’s best to plan your financing with that in mind.

I didn't even mention SEO in my reply.

@Marina WongI will post this as a cautionary tale... up front - I know nothing about the company you mention.  

I started looking at the area about 8 years ago after my dad mentioned it.

The Prop Mgr assured us of this, and mentioned it twice to the tenant in their response to the tenant's dispute.

As already mentioned, he wouldn't be able to use rent from roommates to help qualify but based on the numbers you shared there should be a VA option available considering how much flexibility there is. 

These loans are short-term as you mentioned, typically 12 months, so you'll need to refinance before that balloon comes due.