Have invested in ABQ with first purchase in 2020 - and that was based on my knowledge as a film/TV friendly area and affordability.

For example, Southern Spain tends to be more affordable than the north, especially if you look at rural areas or small villages.

We have talked about things such as rent by the room and acknowledge that the operating model will likely be very different while living in the property vs. when we move out.I think the point you made about assumable loans is very helpful to get into a property you might not otherwise be able to afford.

As prices increase, fewer people can afford to buy homes, forcing them to rent.

And if they couldn't afford it, they should have sold, moved to what they could afford. 

I worked nonstop for 7-8 years building up my business but now the money has afforded me the lifestyle and freedom that is absolutely worth it.

@Brett Riemensniderwe don't know all the details, but as i said that's a very expensive way to buy property - if you can't afford a property without overleveraging then you might just have to save up more.

Keep in mind that I am selling them as affordable fixer uppers and usually only address any health, safety, and functionality issues.

You do not actually need any income if they have high enough income to afford their bills plus your new house.

The lower rate or longer term can also make the payment more affordable.