There is no way to know with certainty when the next large decline will occur, but mathematically there are a lot more years of RE appreciation than depreciation. 

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

A lot of landlords are advised to put their properties in the name of an LLC for asset protection.While this is basically true, the reality isn’t what most landlords think.If a legal issue occurs with your property resulting in a lawsuit, there’s a decent chance the plaintiff’s attorney will be successful in “piercing the corporate veil” of your LLC if you were sloppy and being able to sue you directly.

The bite occurred when you had that insurance policy. 

@Jennifer Fernéz The amount of natural disasters that are occurring throughout the country are driving the increase in insurance rates.

., like @John Underwood said, Houfy can provide you with everything you need for a stand alone site but I don't believe that it allows you to have your own links like a .com address.If you want that, then you can figure out an address for your site and look at Wordpress as a way to build it up.

@John McKeeSome states allow a contract for deed to be done with and existing mortgage (and some do not), that is the most common way I see this occurring.

Direct Communication: Communicating directly with subcontractors can lead to clearer instructions and better outcomes, reducing the risk of misunderstandings or miscommunications that can occur when messages are passed through a GC.6.

The likelihood of all of these occurring is low in a typical subject-to transaction. 

This certainly clears up a lot of concerns the noobies entering the notes space have.keep in mind this is Specific to California and each state is different.. for instance Oregon you may not fractionalize a note I learned the hard way on that one since I spent a decade doing them in CA It did not even occur to me to check with Oregon regulators and they hammered me and gave me a cease and desist.