But to close without revealing the debt places the issue squarely on the shoulders of the seller.   

 WE  do both  give me a call and I can explain but depends on where the tax advantage is

The big pro that sticks out to me in Birmingham is the tax rate. 

They can really throw off your numbers if you are not familiar with a citys transfer tax, and fees.

Owning a duplex at 20 is a huge accomplishment, and it’s inspiring to see you’re already planning your next move.From my perspective, real estate investing is a long-term game focused on building equity, paying down debt, and maintaining stability over chasing short-term cash flow.

Your not correct under many different circumstances.First property tax is 1.1% (fairly safe) with 2% annual increase (prop 13).Next expenses include a lot more than property tax and interest. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

If not, these are liabilities and wouldn't advise adding debt.

Property taxes creep up, exterior repairs , and a brand new HVAC last year wiped out $11k of reserves.

Eliminate debt, establish a budget, and save.