I’d suggest chatting with your friend about what’s been working for him, and maybe ask for some recommendations on building a solid local team3.

In addition, the company that they recommend we work with, Prime, helped me set up my companies and though I repeatedly asked them if there were any differences in how it was set up because I was a Canadian, I was told that the way they suggested I do it was the right way.

I paid tax on it and mowed it about every 5 years so maybe put 10k into over the years.. deductive reasoning suggested city does not build and full blown interchange to go to nowhere. 

If I can make a suggestion...Yes with 3 points you might be able to get into the 6's - but let me give a quick example:Let's say loan amount is $250k and making some other assumptions, paying 3 points down would cost $7,500 however that might only save $195/mo. 

I think partially because a lot of folks don’t even check it.If you’re interested in getting more off market deals I would suggest starting relationships with brokers that sell the types of properties you’re interested in.

I had a loan officer suggest to do this.

@Robert Ok If you are a beginner, I suggest do not join a coaching program yet.

I just had a realtor come over who suggested I demo them and put in wall mounted armoires that have external doors that have doors at least 2'4" by 6'8" so that I would meet Oakland's definition for a closet and allow my bedrooms to meet Oakland Code and regain much needed floorspace and get much more efficient closets. 

I would suggest doing these separately however since you will run into issues with a partial release clause on a blanket loan.

We are interested in using the equity for a real estate investment, and are looking for ideas, suggestions, or investors in similar situations.