Given that you've owned these properties for a while, your lender most likely used Sched E to calculate your DTI.

@Raymond E.

@Edwin E.

Once you have a year of rental income history on your Schedule E, you can use STR income to refi (Conventional).

Quote from @Edwin E.: What is the maximum prepayment penalty allowed by law in Arizona in a seller financing deal, and how can it be structured?

So on and so forth LOL e

Could you convert just the garages in to a massive “owner’s suite” convert e small building into a garage or workshop and create the ideal 4 unit for an owner occupant?

Partner Driven was interested in the E Market St deal in New Albany, IN, due to its quick turnaround potential.

The best way to deal with these things is to create policies you go by and will only bend under extreme circumstances (this is true for almost everything business, as The E-Myth discusses very well).

. :) It seems best to e-mail them and request a phone call if you want to speak to a person about something.