That's when the plush and soft carpet padding comes into play making them think the carpet is more high end than it is.It's not about actually using expensive stuff it is the perception that the buyer is getting nicer stuff for a cheap price that makes them want to buy.

Yes you might save a little on the rate, but hard money/soft money DSCR programs are meant to take up the slack in the lending market that banks just don't understand. 

You see creditors and collections agencies will periodically do a soft-pull (without notifying you) to grab additional information from your credit report without you knowing at all.To remove your information from creditors, collection agencies, and insurance companies go here and complete the process of opting out:  https://www.optoutprescreen.com/Secondly, you want to make sure that whatever payment you send to them doesn't include your signature because they can use that as an extra layer of verification.  

I looked into some opportunities closer to Penn Station but demand on Airbnb seems to be soft and prices pretty low.

I have never heard of any hard or soft rule which dictates a 1:1 ratio of loan to net worth.

Although, our CEO jokingly says that we are actually a "soft money" lender since our interest rates are lower than other hard money lenders in the area. 

I have recently upgraded to Jerrys Flipster Pro level membership and have submitted his soft POF letter to the agent. 

I pulled over and called the number on the sign and actually got in contact with the seller, I started asking soft questions to feel out the situation and built some rapport.

We have received soft quotes (verbal quotes) that the lining and heater install will cost at least $6500.

As all of us know - the absolute best financing in the world is seller financing - sellers usually don't care about your past credit history - they don't take months to approve you, there is no turn downs, they don't expect a ton of documents from you and they are easy to get alone with --- NO SO WITH HARD OR SOFT MONEY LENDERS!