Lenders will look at the concentration of your properties in a commercial loan as well, but the reserve requirement tapers off because if you have experience they know the loss of all rents at the same time is unlikely.

Problem : Extreme crime rateAdv: Cashflows can be great if done right.So what do you guys suggest as to the areas that I should be concentrating if I need to stay out of war zones, yet hv a phenominal cash flow (may be some appreciation) ?

What you need to do is concentrate on making sure they never pay late again.

If I had one place to bet in real estate, I would concentrate that bet in the south. 

I am going through the same issue with one of my properties, and I have finally come to the conclusion to sell because the property is in a city I would no longer invest and am concentrating my efforts in other areas where I prefer to own real estate and make sense for me as an investor.

My concentration was rehabbing investment properties.

Once you have identified your REI Goals and have developed a Plan of Action, your focus will narrow and you can concentrate your learning on those areas and network with the people that will add value and aid your REI Objectives.

If you are looking for 120% of your $60k back every year then you must concentrate on buying with as little cash down and employ financing partners.  

i found that when I stopped worrying about others and concentrated on myself I became much happier and successful.

Concentrate on income production.It is recommended that you have a website that gets you more leads/customers and has links on other sites.