They have those soft close drawers that everybody loves.

You really need to understand what a Realtor does, they have this business down to an art so doing things bass ackwards just doesn't make since.

When your just starting out you hear lots of terms like soft and hard money lenders...can anyone explain this to me?

You simply won't account for soft data.

(It's a soft form of "confirmation bias:" They were already skeptical about the product--which is a good way to start--but then their suspicions were confirmed based on just that one opinion.

I have successfully used Credit Karma in the past to keep track of this since it only does soft pulls on your credit meaning they do not do full on credit reports and thus perform hard inquiries.

So I discussed getting a loan on a commercial property (8 units) and he gave me a "soft" approval with values as 30yr fixed and around 4% interest.

-Hard and soft money lending, maybe even meet a few Private money lenders via this site.It's great to be here and what a good resource this is!

HM fees are extensive and doubly so because I then use a "soft" money lender for my re-finance exit strategy (buy and holds).  

From boyfriend to husband is misrepresentation and that is cause for revocation of the lease.Do it softly but firmly by refunding ALL money's received in exchange for the keys.Had a similar case ending up in a full eviction within three months and had to redo the entire apartment too.