Ex: Wells Fargo.Obviously, banks are not in the habit of buying properties so you know that 99.9% of the time, a deed to the bank will be the final stage of a foreclosure, thus making that house an REO.2) Now you realize that there is usually a 2-3 month window of time where the subject property you have chosen from your list of deeds is in limbo with the bank.  

I do have to full amount but it is currently in either stocks/crypto and probably can’t get into my bank before Friday. 

If you don't like the lender the broker has chosen, ask your broker to change to a different one. 

@Tamir ZoltovskiI would like to see no more dollars & more use of crypto & silver!

I was talking to a friend who bought Ether when it was $11.00....Crypto is going crazy right now. 

I don't have a degree, and in hindsight, I would be better off now if I had chosen to prioritize a decent paying job, with or without a degree, to help afford investing earlier/faster than my chosen fun but relatively low-paying field.

With the Stock and crypto market already falling a lot YTD, im not to sure if right now is the best time to be buying real estate, I may be wrong though, I was planning on buying a home somewhere in Ottawa the beginning of this year, either a single family or condo, im only 20 though, so I do not have any skin in the game, so if anyone with more experience than myself can pitch in, that would be great.

There are places to park your money in crypto and earn 8-12% but when you cash out, you'll have to pay gains taxes on it and since you're looking at short term, I don't think it would be worth it.Keep doing what you're doing.I would stay the course, find ways to cut expenses even more.

His chosen career is a chef, has been for years. 

That extra money is allotted to other investments whether it be more real estate, bonds, crypto, stocks, etc..