No offense to the brokers out there but no one will look after your business like you will.

Of course the debt will be used in your global cash flow calculation, but if your income property is preforming year over year, it should be net positive anyhow which will offset the DTI issue. 

Perhaps I should have made this clear from the start so that you or others would not take offense but understand that is might be more helpful for those wishing to understand the San Francisco Bay Area Market and wish to break into it. 

This is one reason I'm thinking to start with a small SFH portfolio where prices are more pure supply/demand for housing and not driven by the yields global investors demand over and above risk free rates. 

AirBnb, the HomeAway cluster, and TripAdvisor (Expedia) equate for 73% of bookings globally for Vacation rental properties due to massive amounts of money spent on SEO and marketing.

I am hoping it works out, but it was honestly just offensive that they sent it.

., I take no offense!)

@Mason Gibbs no offense meant, and congratulations on diving in, but it seems like your position is a little thin if you're worried about holding costs. 

Honestly I am pretty left leaning liberal but didnt see anything offensive or overtly political here, and that comes from someone who has gotten in trouble here for being political. 

no offense but you have a crush on her.this is a business time to start running it like one.