Use your agent, have her ask the listing agent on the status with the bank and also ask if she/he is familiar with an escalation clause.it is amusing to me when folks think realtors control pricing simply to make bigger commissions but the people saying that never know or run the math.. its usually peanuts in the commish delta.. 

While J Scott's answer is quite amusing, I can't see myself spending energy playing games with my realtor and verbal offers... even if she was totally on board.

I was just told by a lender that I am using (Keller Williams) that seller concessions (closing costs) can be no more than 2% of the loan since it is a rental property.

Lets assume rent appreciates 4% faster than inflation per year (recent times have done better than this) and lets assume it is cash neutral at purchase (It will likely be cash negative at purchase but I am using cash neutral just to make the calc easy). 

Please note I am using a title company to close the deal but this is cash so there is no bank backing me if it turns into a fraud situation. this is my first time dealing with a wholesaler 

They are also paying the title insurance since I am using their title company.

Currently for my scaling I am using a HELOC on one property to cover the costs of another property.

I am used to working 12 hour days and have worked 18 hour shifts in the past and will gladly go back into that grind if it means I get to learn about real estate. 

Hello Bigger Pockets Community,I'm curious as to what you all think about this deal breakdown.SummaryThis is my first rental property purchase and I am using FHA 203K.

I get the feeling that I am used/abused!