Thanks @Zach Adams We will see how it goes,hopefully I will have some great follow-ups to write about in the future,doesn't appear that I have a ton of competition in the state or maybe have the advantage over them because I am using BP and they are not!!

I am using Atlas Real Estate Group out of downtown Denver.

I am using Firefox, and I see everything with no problem and some browsers might not work with BP website.Joe Gore

-There are fewer typical apartment complexes than I am used to seeing outside of military bases.

I don't have a property down there.....I was just amused watching all the greedy newbies get educated on market realities.....

I amusingly underdressed and wore sandals.

At 95k it pencils out:At 200k (150k below asking price) I'm -$295.94 a month NET cash flow:I am using general estimates for my CAP EX costs.

In most markets I am used to, when you get into the much nicer range, higher purchase price starts to drastically outpace the increases in rent.

The bank I am using would also have done the refi had I wanted to go that route, but the HELOC works better for me at this time.

I am used to living with multiple house mates and also feel the nearest multi-family homes would still be too far from my workplace so this is my attempt at the idea of house hacking.I am a little more comfortable with this idea because  I will be living in the unit and as a student myself, I know how much students are willing to pay for a master, living room etc which will hopefully help me analyze deals better.