And with rentals, the dual advantage of tenants paying down the mortgage and the property appreciating is hard to ignore.On the topic of rentals, having a tenant basically translates to someone else covering your mortgage.

Positivity also translates into greater creativity, productivity, and fulfillment.

However, if you can find a solid general template and alter it with language that will apply to your context, that should work.

The cohosting account would still have access to respond to messages and accept / alter reservations.

It could be opened online but the final wire has to go to US bank account in US dollars.You need: rental agreements in english, bank statements translated to english and original ones, your Canadian revenue filings past 2 years, a US FICO score or we build credit history... 

Jay Hinrichs - did you translate your Australian book into English?

.- Calgary has the highest average income of large cities in Canada along with the highest GDP per capita, which also translate to a capacity to pay much higher rents (once the supply is constrained which we are starting to see now)- Calgary also has very good affordabilityCashflow is king in my opinion as it is what will save you in a down market, however you do need appreciation as well as it makes up a larger part of your ROI.

And at the moment, CA affordability is at historically low rates, which typically translates to the market softening until things trend the other direction.

Do you have an alley is it a corner lot, those are always a lot better for an ADU with entry/exit for tenants which translates to higher rents, better tenants, and higher value. 

If we assume you paid 20% down when you purchased, that translates to a 31% annual return on your investment.