I'm willing discuss how my investment background and Realtor's License can aid in your financial gain.

Every now and then I think about calling this guy up and telling him to get off my kool-aid!  

We drank the kool-aide.

I got my license to aid my flip business.

I would budget 8% vacancy but I've been under 5% in my time owning both a SFR and fourplex.It is a military town, and that is the primary economy, followed by healthcare, schools and call centers.

I understand the reasoning for the increase in downpayment, however in my case my co borrower is not doing this as an investment strategy, but simply to aid myself.

They probably wouldn't have the wherewithal to go through a lengthy and expensive legal battle - barring assistance from Legal Aid - but I still wouldn't want to risk it.

If we do get enough appreciation/equity out of the storage units, we plan on building apartments on the other half of the lot to aid in the housing shortage here.

Is she able to aid in the hunt and the analyzing?

It is the third largest MSA in PA (~650K residents, ~875K projected by 2040), 68th in the entire USA. 4.4% Seasonally Adjusted Unemployment Rate in January (Decrease of 1 percent over the year), which is better than the total USA.Jobs and incomeJob growth was 0.9% over the year.Job growth in the past 5 years has been particularly high in Healthcare & Social Assistance (5,758 jobs or 12% growth) Transportation & Warehousing (4,567 jobs or 32% growth), and Arts, Entertainment & Recreation (3,877 jobs or 54% growth) according to the Lehigh Valley Economic Development Corporation (LVEDC).