Shortly after, I got married & my new wife (who was a teacher & not making much money either) bought into my investing mindset just enough that we bought a duplex & moved into one side. 2 years later we bought an identical duplex, the second building over on the same cul-de-sac.

This looks like you will need 85% LTV on this loan because its an Identity of Interest Transaction http://portal.hud.gov/hudportal/documents/huddoc?

I have a client that seem identical to you.

Due to privacy laws, we cannot divulge the resident’s identity or apartment location but we feel it is important to keep you informed.

What if I had identical model match homes of equal size but one needed a new roof, new HVAC, and had major plumbing issues while the other one just needed kitchen and bath upgrades, paint, and flooring?

But this area hasn't really found it's identity yet like Charlotte or Raleigh Durham.  

Make your offer directly to the sellers agent.Two people bring identical offers, one has a buyer's agent and one doesn't, which offer wins?

I went to school for realestate, culinary, nursing, business, horticulture, massage therapist, now going to school for Bachelor in Social Work .

First practicalityZirconia and diamonds look identical.

Please start an LLC, because when you close a deal under your name the IRS will tax you crazy and the LLC protects your identity and gives you credibility.