Believe it or not, I ACTUALLY have SOME Moderators get complaints because I put photographs or bolded words... 

Assuming headache was not an issue, what would be the best long term ROI in a city with moderate economic and population growth?

Not sure of the forum rules, so I'm assuming a moderator removed it.

Moderator NoteThank you for keeping this discussion respectful.  

.- I have aboue 10-20k that I could put down, but that would basically exhaust cash reserves- A 50K mortgage would be payable out of the excess earnings from my business with a moderate margin of safety (after paying the rent for the place I live and work out of, see note below). - While I haven't been pre-approved yet, I've been ballparked at 125K as the max loan I could take out. 

Maybe a moderate outside kitchen to go with it depending on price point of house and some nice landscaping.

There's a persistent misunderstanding about loans created under the underwriting guidelines set forth by the Community Reinvestment Act of 1977 and granted to low-to-moderate income borrowers.

But in moderation.

Today, your guy was playing the moderate as damage control, his vision is what ever sells, that's the spin mister in a CEO salesman.There are some really stupid people that follow the team plan without understanding the ultimate goal.

There is high chance of a long-term (10 year) trend in the US of moderate to high inflation.