The hard money lender could foreclose on you which will ruin your credit and make conventional investing almost impossible.

From then on, consumer debt has ruined more lives than crack. 

Sorry if that's disappointing - it's just the nature of the world.If the goal is to separate REI from it's nature as a business, you may want to change the name of the site to "Smaller Pockets" - because that's what will result.You won't be helping people become successful, you'll be helping them build their own financial ruin.

Snow could ruin them.

Please do not sermonize about China the evil and how this is going to ruin our economy.

PL4 Sellers Name Sellers Property Address Sellers Property City, State, Zip Dear Seller Name, You are about to lose your house, equity, and ruin your credit!

If there aren't too many junkers, and if you can pick them up for a good price, I say it is a good idea.It only takes one really bad house to ruin the value in a neighborhood.

Needless to say, he is a teenager and I was probably ruining his life by giving him this advice!

I've seen indoor rabbits chew/ruin baseboards, elect cords.

Had too many ripped ruined and burned to do that,,,plus it is slick with snow on your feet.