@Kevin CollinsIt was great speaking with you today!  

I've done this so many times it is crazy, so speak with experience.Also in small towns trades can be tricky. 

I think that's why I speak out about it so much, I feel a kid with his hand in the cookie jar and I'm trying to share the wealth or whatever.

Other comments on this thread are great, as someone who can speak from experience(even in this local) don't let a girlfriend dictate how you invest, ever.

There are rules and situations unique to each state and that is why you want to go with a local lender vice someone just reaching out to you telling you they can do it. 2) Better recourse if the lender screws something up: a local lender has more skin in the game so to speak as if they screw something up their name will be mud to local real estate agents in the deal.

It speaks to the property. your 1st pic says "blah....".

Additionally, you may wish to speak with a CPA as to whether or not becoming an S Corp is the right decision – they can assist with reducing self-employment taxes.

If you just hire the cheapest or first PMC you speak with and it turns into a bad experience, please don’t assume ALL PMC’s are bad and start trashing PMC’s in general.

You’re speaking my language!

If it is unclear as to whether you have met the standards of the Illinois Code, it is recommended you speak with an attorney for an explanation of Landlord/Tenant Law.