I am intending to utilize a hard money lender to help me fund the acquisition and rehabilitation of the properties. 

One more question, I’ve had some realtors tell me it’s a good idea to acquire a house hack using HML, rehabilitating the property myself, and then refinancing into an FHA loan.

https://parks.ny.gov/shpo/tax-...New York State Historic Preservation Tax Credit Program for Income Producing PropertiesOwners of income producing properties that have been approved to receive the 20% federal rehabilitation tax credit can additionally claim a state tax credit if the property is located in a qualifying census tract.Owners can receive an additional state credit of 20% or 30% of the qualified rehabilitation expenditure up to $5,000,000.For the 30% credit, the placed-in-service date must be after January 1, 2021, and the total QREs cannot exceed $2.5 million.

I’ve heard on multiple podcasts about the 203k loan that you’re able to either defer or roll the payments into your mortgage while the work was being completed for up to 6 months to prevent people from having to pay r...

Per IRC 42, the Low Income Housing Credit Program was enacted by Congress as part of the Tax Reform Act of 1986 to encourage new construction and rehabilitation of existing buildings as low-income rental housing for households with income at or below specified income levels.

High Impact Business Area From Publication 139"Contractors, sub-contractors, and other entities participating in a real estateconstruction, rehabilitation, or renovation project in an Enterprise Zone or a RiverEdge Redevelopment Zone – or for a state-certified High Impact Business – maypurchase qualified building materials for the project exempt from sales tax."

Following that first one I'd reinvest in and be able to run with it.Some of the options I've been looking into and could use some more experienced information on are:-Partnerships with other investors-Finding 100% financing based on the deal with hard money-Crowd sourced funding-Government grants and loans for rehabilitation/housing-Any other options that may be possible

Then obtain a renovation proposal from a Certified 203k Contractor and submit the proposal to the lender so that the lender can order the appraisal.On both versions, the appraisal, contractor’s proposal and the 203k Consultant’s work write-up (required only on Standard 203k) and Specifications of Repairs (Standard 203k only) are submitted to the lender for approval.If the borrower passes the lender’s credit-worthiness test, the loan closes for an amount that will cover the purchase or refinance of the property, the remodeling costs, plus any required contingency reserves, allowable closing costs, and mortgage payments (only on Standard 203k ... up to 6 months).At closing, the seller or previous mortgage of the property is paid off and the remaining funds are placed in an escrow account to pay for the repairs/improvements and any allowable mortgage payments during the rehabilitation period.You now own the home (or refinance is complete) and can begin the renovations.Escrowed rehab funds are released to the contractor during construction through a series of draw requests for completed work.

A property built in  1950 will have repairs - some will be costly such a roof, HVAC, hot water heater ( $900-1200) and rehabilitation of unit at tenant turn over. 

Do I still fall under the Federal Fair Housing Act and 504 of the Rehabilitation Act?