I recommend a simple spreadsheet to check your math and it will make it simple to adjust each year.End the complaints.

.**= Again, confirm with your CPA what your specific bill would be.But, for rough math / estimation's sake, it sounds like a "probably" - is that a fair takeaway?

For downpayment, it's simple math concept.

During the recent period of low interest rates I acquired some rentals with a 15% down payment in order to stretch my cash further toward down payments on additional properties.This helped with the down payments and my math showed that even with a little higher interest rate compared with 20% down and the PMI until I was able to remove that this would still be the wiser choice. 

circumstances.. education.. personality .. innate abilities.. lack of understanding basic math..desire .. drive.. familial pressures..  

Watch the presentation of the latest version of ChatGPT4o and if you don't have much time, skip to min 15 where "she" teaches him how to do math.

The small office is not stupid right.they now as yield goes higher for longer , risk/reward basis it's more advantageous to invest into debt/lending than equity.It's just math rather than trend. why in the world you one to invest to 11% equity if you could have do-nothing 9% debt lol

Rough math would show us getting about 135k after the sell and if we put that to our 2nd house or invested it, I think the returns would be pretty similar to keeping it and having to deal with the rental problems. 

Easy math.

The math ain't looking good for this country.