Typically most DSCR lenders follow a traditional 5, 4, 3, 2, 1, PPP or a 3,2,1 PPP.

Post on Craigslist seems like another 'guru' but I cannot put my finger on it, he seems to be following Cherif method, not sure what to make of it.

It is sometimes better not to sell to this buyer than deal with the year long headaches that follow.

@Henry Clark - I so look forward to following this thread! 

Then at the last minute, I had a strong instinct to pull out and did not follow through.

Originally posted by @Justin Elliott:Think I am going to give Freedomsoft a try, will keep you guys updated in the following weeks of how it goes. 

First I follow the law , it allows me 1/3 down .

The thing is, once you’ve proven you can deliver on a promise..whether that’s a strong return, a well-managed property, or even just a handshake that means something..people don’t forget it.You’ve hit on a crucial point: great returns aren’t just numbers on a sheet; they’re invitations.

I will follow the advice here to keep high deductibles and low premium and save the premium for any contingencies later.

At the bare minimum, you should do the following to make your bookkeeping easier:Dedicate one checking account and credit card exclusively to real estate.