You need to find a niche of data where everyone else and their mother isn't sending. 

So check the median income per person, unemployment, single mother prevalence, racial diversity, vacant property rates and property and violent crime.

I'm a mother looking to make my mark in real estate as an entrepreneur.  

I posted numerous times about how everyone and their mothers are in the game with the rising market, I got to auctions and there is like 100-200 people in Bergen County just driving prices to crazy levels... if it's not the prices being driven up, the bank wants something totally ridiculous. 

” (35 ILCS 200/15-175) The amount of exemption is the increase in the current year’s equalized assessed value (EAV), above the 1977 EAV, up to a maximum of $7,000 in Cook County and $6,000 in all other counties.Our scenario is my mother and step dad live in a SFR of ours and their rent is solely based on the total costs of the property (mortgage, insurance, and property taxes).

If you can't, then yes you can bring your mother (or another person) onto the mortgage to help increase the income, but keep in mind, the lender will also have to take into account her liabilities as well.If you decide not to do that, or you still can't qualify with her added.

If so, you need to take the property through probate to get your mother's name off the title.  

I did a half-baked screening process because I was trying to help a friend's mother.

Fortunately, I had a mentor (my mother) who guided me throughout the entire process.

Long story short is I want to buy a multi family home 4 family would be ideal but a duplex will be sufficient if I can find the right deal, for my first property in NJ I would love to see 1k a month positive cash flow, I am looking to take a investment property loan and put down 25% and upon research I'm seeing hat I need 2 years property management experience in order to use rental income to qualify, while I don't personally own any investment properties both my mother and father own several units which I am 100% a part of helping manage and repair when needed.