If a seller refinanced a house at around 220k and has about 120k left in mortgage, but the house also appreciated to 450k, how do I structure a subto/seller finance deal?

This deal aligned perfectly with my strategy to build equity and cash flow while leveraging hard money financing and refinance opportunities.

But since the cash flow is high on these there's a lot of room for us to pay them monthly and still have left over for any operating expenses.

The previous Tenant left the place dirty, and several rooms need new paint.

YOU did.You are just so incredibly stubborn you are not willing to listen to what anyone is telling you unless what they are telling you aligns with what you want to hear.

lol, someone also left a death threat on the HoltonWise voicemail system.

My payment would be $3057/m Before deductions I would be making over $500/m with 23k left in the deal. 

Focus on strategies that align with your needs, like turnkey properties, build-to-rent options, or small multifamily buildings, especially if you prefer less hands-on management.

They come in with a different name usually acquired by buying out a small/mid company, wipe the market with unlimited funds backed by fed and big banks, dry the pool and leave when there is nothing left. 

That's probably why BP bought Left Field Investing to create PassivePockets.