More restrictions, higher credit requirements and lower loan-to-values are a reality.Despite the nationwide slump, San Antonio remains one of the healthier U.S. real estate markets.

I have a passion for being an Entrepreneur, Curating Multiple Streams of Income, and Investing in Real Estate.Among my business loves, I am the Podcast host of The Healthy Hu$tle with Gabrielle Adrian -- a podcast to help you hustle harder, healthier and happier! 

An ecosystem is taking shape there.

There is no doubt that with continuous efforts of deleveraging by policy makers, the housing market becomes a lot healthier than before.

They also bring you into a eco-system where they control all parts of the deal: hard money financing, wholesaling, property management, sales.

Typically, 9% to 14%High surrender charges the first 7 to 10 years (IUL’s need to be a long-term play)This is based off your age and health (Get one as early in age as possible because you'll probably be healthier)No pretax benefit for tax purposes (like a 401k for example)These are the major points of IUL's and here is a real-life scenario I wrote a couple of years ago.37-year-old female, nonsmoker and excellent health with a rising death benefit.

Kid chose biz, is now making 70k a year and has a skill (flipping cars) he can use for the rest of his life to make 100k plus a year... no student debt and a much healthier liver.  

I think "virtual management" is an up and coming term in the rental ecosystem, very similar to Airbnb but for 12 month leasing.

Pardot: Ideal for real estate businesses within Salesforce's ecosystem.6.

Cooking in is not only healthier, but it's extremely less expensive.