My girlfriend and I are looking to get into Multifamily real estate investing and have also looked into the possibility of house hacking, although a good affordable property seems to be tough but not impossible in this area.

Lenders often require 30-40% down.Cash flow considerations – Since all expenses must be paid from your IRA, maintain liquidity to cover unexpected costs like repairs and vacancies.Rental properties vs. commercial deals – Residential rentals and commercial properties can both be great options, but keep in mind management complexity and income stability.Generally speaking, stay compliant – Avoid prohibited transactions, such as personally guaranteeing a loan, living in or personally managing a property, or transacting with disqualified persons (yourself, spouse, ascendants, or descendants).Diversify your portfolio – While syndications and real estate are great, consider mixing in other alternative assets like private lending, tax liens, or even notes for additional risk management.Work with the right custodian – Make sure your SDIRA custodian is well-versed in alternative investments and has experience handling syndications and non-recourse financing.If you’re looking for specific lenders who offer non-recourse loans, I’d be happy to point you in the right direction.

And if anything I'd see those things getting worse, not better. 

As the CFO of a developer, I’ve got a soft spot for folks chasing financial freedom through real estate, and I’d love to weigh in on your plans while tossing an idea your way.Your short-term rental game is fire—$70k net from three NJ apartments near NYC is no joke, especially supporting your family with it.

I'd love to connect and learn about what you're looking for in this next deal! 

If you go this route, I'd definitely invoke the help of a QBO expert to help you set it up and get it organized so that you don't end up with a big mess on your hands. 

I’ve been working with real estate investors in Atlanta for many years, and I’d love to hear more about your goals.

I'd suggest staying away from the typical TK companies. 

I'd love to connect with any of you so feel free to message me any time.

I have several homes that I’d like to appeal the property taxes for.