Pragmatically, I generally preapprove for FHA, and check eligibility for the two programs after it's in escrow, since MOST Realtors don't want to know anything more than buying power, and the MLS systems are not integrated into the two websites where you look up the census-tract-specific income limit for each program, so your Realtor will want to murder you if you try house hunting by census tract. 

Just google down payment assistance in your state or city.Also might qualify for what is called a census tract housing bond, big banks like BofA and Citibank offer this, sometimes with zero down, no MI and low interest rates.You can do a seller carry back and do a rent to own to a new investor or owner. 

Dwelling Unit Area); however you would not be able to subdivide a 5000 sf lot zoned R1.You will need a civil engineer to prepare a subdivision/tract map to file with city. 

My May goal would be use private or hard money to acquire a tract of land.

@Cole Holloway congratulations first of all by choosing a tract with your wife in real estate.

In our area there are A LOT of tract housing with gated and HOA communities.

The programs have income limits by census tract for this reason, to encourage the program's use in underserved communities.

I have a unique situation i have never come across before and want to know if anyone on BP has come across a similar one. I have a church as one of my clients and they have a small duplex on the property. Previously, ...

We are looking for a software that can tract payments (principle/interest).

Says this in Bylaws:"In the event any Subdivision Plat, Tract Declaration, deed restriction or thisDeclaration permits the Board to determine whether or not Owners of certain Lots or Parcels will be responsible for maintenance of certain Common Area or public right-of-way areas, the Board shall have the sole discretion to determine whether or not it would be in the best interest of the Owners and/or Occupants, for the Association or an individual Owner to be responsible for such maintenance, considering cost, uniformity of appearance, location and other factors deemed relevant by the Board.