I just want to kind of know or get an opinion of it is an exceptionally bad idea to forgo my chance of getting the benefits of living in something first, like a lower APR/down payment requirement or would the difference end up being marginal?

*construction company is new on the scene, so no reputation good or bad so not sure I would want to forgo any inspections. 

You either want a more personal approach and accept that it comes at the cost of flexibility or you choose the big guys and forgo the personal touch.

Im looking for go properties management  in the state and out the state investment.

(cue that Bobby McFarrin song) . . .

Thanks @Charlie ChapmanEven though I assume you’re just another “new account troll” I don’t think Barri meant I was a bully for “going after” people with a different opinion.

I have dedicated my entire career to real estate in one form or function.. but having said that and having lived through 4 distinct now 5  distinct economic cycles or upsets.. you understand they are all different and you don't want to step over dollars to pick up pennies.. and alienating good tenants to me would be foolish just because you might have to forgo a couple grand and get it paid over time as things recover.. and if you cant afford 2 months payments on your rentals.. then that's your fault for being undercapitalized or taking on too much debt.. stuff happens.. we can all say well the tenant should be prepared.. but in reality its not the tenants investment its the investors they are the ones that need to be prepared.  

That was followed by the state of New York declaring that certain borrowers in the state could forgo their mortgage payments for up to 90 days. 

If you have a de minimis safe harbor election in place for the tax year and expenses related to the building structures subsystem are more than $2,500, the expenses would be capitalized.It might make a lot of sense to forgo the de minimis safe harbor election and apply the betterment, adaption, and restoration (BAR) tests instead if doing so doesn't jam you up in other areas. 

You're in a saturated marker so kudos to you for going all in.