I learned how much an escrow account check matters to your overall mortgage payment.

I can buy a 2-4 unit with 20% down vs conventional can only buy a 2-4 INVESTMENT property with 25% down 4. there are options where DSCR loans dont repot to personal credit, helps in not having to show a bunch of paperwork or not one person in a partnership has to carry the debt5. way less paperwork to close on this loan type vs a conventional loan. we care about the income of the property you're buying and it's ability to service the debt of the property whether we use long term rents income, lease income, or air dna/bnb income.6. easily buy in partnerships, add people to your operating agreement, its as easy as that so bring partners into a deal. helps with scaling and raising capital or getting partners involved7. gift funds allowed to close on these as well, and like I said earlier, there's only a 10day seasoning period of funds with some lenders so that means you can literally have a private money lender deposit money into your account 11 days before closing, and you can use those funds to close!

I learned how much an escrow account check matters to your overall mortgage payment.

Account Closed, we’ve never self-managed.  

If a problem arises with the property, the City will attempt to contact the owner and hold them accountable.

This includes all charges paid, utility accounts set up, renter's insurance established, lease signed, etc.

Am I underwriting conservatively, accounting for higher interest rates, inflation, and potential market softening?

Do you see why we accountants say "likely" and "possibly" in every paragraph we write?

Account ClosedI recommend that have a consultation with your tax accountant and/or financial advisor on ways to reduce your taxes. 

@Armell MayersBigger Pockets is a great place to find a real estate tax accountant.