Extremely solid advice.

The kitchen looks extremely small from the pictures.

I've done it, but it is extremely labor intensive, and as a result - expensive.

Is there any way to get PennyMac to lower the payoff amount, at least to just the principal amount, enough to cover the partial claim, satisfy the mortgage lender and be able to afford to relocate my family (I only need $7,000 to $10,000 to get a vehicle/uhual and move my family, and that includes the new place)?

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

Just to clarify my previous post, I would like to say that while I've experienced challenges with mngt, RTR/Rent to Retirement has been extremely helpful in navigating this situation so I know what my options are and so I don't feel alone in this process.

I make unpredictable little noises when the cash smacks into my hand, a little giggle sometimes, a quiet little satisfied grunt others, a throaty, "Ohhh yyyyeeeeeeeeaaahhhhhh..."

I've used Lifeproof from Home Depot, it was a little bit harder to install due to it's rigidity and thickness but it's extremely durable and easy to clean.

The last thing you want is for them just run venting across the ceiling and you see it (as an extreme example)I think you could split it or just say if that's what they want then they would have to pay for it.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.