While we may extend kindness to tenants, rental income is not optional—it’s the foundation of our investments.

You’ll need to submit an application to the Community Development Department, undergo inspections, and comply with tenant notification and eviction rules, including providing a 90-day purchase option and relocation assistance.

@Tim Nethers 30-year fixed options for mixed-use properties are available. 

We manage 150 furnished properties across Northern Colorado and can share high-potential options as they hit the market.

Have you leveraged lines of credit, private lenders, portfolio loans, or other creative financing options? 

Another options I would like to look into are multi-units.

As Guadalupe said above, a DSCR is a great option for buying with a lower DP but it comes with the caveat of higher interest rates; and as Nate said, National Bank of Coxsackie in Glenmont is a great local bank which wont sell your note to larger banks.

Alternatively, if anyone has a good deal analyzer spreadsheet for seller financing options or the sub-to strategy, I would be interested in seeing those to incorporate with my existing analysis spreadsheet. 

but the exit was the lease option.. 

As you can imagine sellers LOVE to see to these buyers because they get a premium for the properties.As for higher yield some options:1.