Brendan,In banking terms you might be "Risked out" meaning too many mortgages which equal "Excessive Tradelines" and those two things equal high risk.

Do you find their maintenance and repair fees fair or excessive?

Your contractors should do a moisture reading to see if there's anything inside the walls.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

Typically properties will mold and excessive damages will go under contract a time or 2 and eventually will come back on the market after the buyer's appraiser determines it does not meet FHA standardsCurrently, I am not seeing bids accepted under 86-88% following the Asset Manager change in the last 45 days or so. 

Leveraging WLI as a place to store excess cash, generating better returns/dividends than a savings account, AND taking a loan out for ANOTHER investment vehicle WHILE retaining your accounts interest/dividends seems like an advantageous setup for someone with the capital and discipline to do so.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

Owners should write a narrative about deals/assets for insurance providers.2-3% rent growth is always appropriate.Rents are flattening.Buyers are focusing on untrended rents.Getting the pig through the snake, as an analogy for getting through current excess rental inventory absorption to get to a gap that will exist in a couple of years.

Even if the blended rate is higher than a cashout refi in the beginning, you can pay down the principal on the 2nd with your excess income while keeping the 1st mortgage in place as is.

They also cause a lot more moisture in the air, fogging up the mirrors a lot faster, which is annoying to live with.