This is an expensive market so a new investor has to be very discerning when looking for deals, especially if you are new to the business.

Since the crack is hardly discernable from the pic, I doubt its a problem.

That's all I've been able to discern thus far, and I'm likely wrong about that.

Thank you Ruth Bayang for your reply, it does reaffirm my discernment of his genuine character.

I would keep the option open and pitch it to lenders (credit unions/local community banks will be the goal, with private/specialty lenders and hard money lenders secondary). 4) This is something tough to discern.

I don't seem to have the wisdom I need to discern what is the best route to take.

Unless of course, the work done is the bare minimum to try and flip the property quick.Best advice I can give to someone in this situation is to take such care in the renovation of your property that a discerning would never consider the back property because of the obvious superiority of product provided by your renovation.

The intent of this article is to provide our mortgage community with a guide, if you will, as how to mitigate and truly discern if the entity you are speaking to is truly a REAL lender.

In return, i'd like to just pick your brain about the details of your investment business, especially your basis for discerning the time/money cost-benefit ratios of a project (large scale or individual repairs). 

My takeaway was: while the lot market has cooled from the high of the two-year inflated COVID market, it is pretty much the same as previous years.He pointed out that many of the guys predicting gloom and despair of a bear market have no discernable record of real estate investing.I respect Rick and his analysis a lot.