My company (Guaranteed Rate) was letting appraisers use Facetime or Skyp to see the interior of the property, for instance.A few weeks after we instituted this practice, Fannie Mae and Freddie Mac came out with clear guidance:If your landlord is doing a "cash back" refinance (taking more than $2k of cash back or paying off a second mortgage that wasn't used to buy the property), a traditional interior inspection will be required.If they are not taking cash back, for the most part "desktop" appraisals and exterior-only appraisals can be used.

Desktop Accounting software like QuickBooks ideally. 

I bought the desktop version and have used that one program for a decade for multiple companies. 

The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.

The Desktop version is much better for separating properties.

Oh, get the desktop version, more robust.

If anyone is looking for an update on this I reached out to a appraiser and they recommended a desktop appraisal.

There's a huge difference between QB online and QB desktop.I hated the online version and went back to the desktop version.

Several times yesterday it would not open messages from guests so I had to use a desktop.

I shouldn’t have to haul out my laptop/desktop just to make a quick price tweak.