@Bruce WoodruffThe new rules will force more conversations about compensation and a longer interview process with agents having to show value.

I was young and naive and it never occurred to me to get hostile or even ask for compensation.

If you've been offered compensation as a referral partner for RE Private Equity please share the details either here or by sending me a direct message.

Inflation and market crashes are a fact of life, so you must accumulate additional funds to compensate.

Lenders often have 'in house' capital to lend that can be accessed via exception or compensating factors.

Pretty much all of them sell and are compensated for selling.

Most conventional or Non-QM lenders will require an independent third part assessment but if the LTV is low enough and some compensating factors, occasionally for a rate and term refinance lenders will allow a drive by or 'online' appraisal.

If your goal is assume a loan, I would offer the lender some sort of compensation as they are generally only paid if they write your loan, which is not the case with an assumable loan, as the current servicer will be underwriting and providing the new loan.  

You should include PM costs even if planning on self managing because it is work and you deserve to be compensated for this work.  

If the water bill is $100 a month, increase the price by 20% (or whatever you decide is fair) to compensate you for the time required to split and bill and to cover additional use when tenants squander the utility.