I hear everyone though, buying a home for STR is the next step and it is the better choice.

Sounds like their combined income likely beats your other tenants.Your gut is probably your best bet and you need to go with it. 

There are choices at every turn that form the story.

From what I see all the people answering to me here (and there are so many) are just coming against and refusing to agree with my simple statement: "a landlord is not above the law or norms by its personal choice or presumed capability to judge what he don't know" or as well "a landlord cannot deny or miscarriage a service to a stranger without a known valid reason and at the same time pretend to be operating professionally or loyally to the moral"Basically I'm telling if you are not able to do your business correctly it would be better to find someone else than you, mainly when your ideas about "squatter" or fair treatment are coming from ignorance or completely invented. 

But I agree, seller's best bet is to buy using a conventional loan if they can qualify. 

I didn't do anything wrong to try and get $27,000 owed to me by the stupid eviction moratorium and now will have to choice but to pursue small claims court.1) I applied to San Diego Covid Rental Assistance on behalf on my tenant (appeal by tenant got rejected; not sure what the tenant did or did not do since I can't control her actions and this program only she can appeal and try to get aid, I can only start the process and try and get her to cooperate)2) I also applied to San Diego Small Landlord Rental Assistance on my own (got rejected because I no longer reside in San Diego)Both got rejected.

The debt may not report to your personal credit (unless you are late on or miss payments, then all bets are off)2.

It might also be unavoidable to live in a high cost of living area due to my career choices. 

Best Buy also seems like a strong bet, but they only sell single-game machines.

But I wouldn't be surprised to see us settle in the low 6.00% range.I have some aggressive bets in stocks and long duration bonds that will benefit if/when that happens.