., more than half of the calendar year) for the Borrower’s personal use and enjoymentLooks like that was updated in May 2022, I closed on mine in March 2022 so my rider only included the first of the 2 bullet points above, so maybe they added the 2nd bullet point after?"

Lots of headwinds facing real estate, like the following: Inflation Consumer Debt Lack of consumer liquidity-- renters don’t have first and last month’s rent, let alone a down payment to buyOwners interest-rate lockedOversupply of class A multifamilyStagnation of rent growth on assets aggressively underwritten at acquisition Maturation of term debt combined with stagnant rent growth against a backdrop of rising debt rates =investors unable to meet basic debt coverage service ratios on refinance Market normalization forcing operators and investors to rely on market fundamentals (recently) forsaken, while prioritizing expediency of deploying capitalInstitutional and local investors are both frozen by volatility and cost of capital and debtAll that being said, we feel good about B and C class assets we focus on and the markets we are in. let's connect soon 

It is not the possession of "proof" that is supposed to make me believe you are credible.Credibility is the (desired) RESULT of completing tasks, or how you act.Let me make it even more clear.NOT because you perform task A, B, and C, you are now magically credible.

Let’s set one up in March.

I am nervous this will put us in a bad position for March. 

Worcester Listing Inventory has maintained at the same levels as the previous month of March, which in these low inventory times is sometimes all we can ask for.

Here in Oregon the beginning of the year (Jan/Feb/March) foot traffic typically slows down considerably.

Starting on March 1, 2024 it's 1.7%. 

@Andrew Syrios agrees especially with b-b+ and up properties, or owner occupant quality/locations I think..  

It should be done in march so I’ll keep you posted.