Even if you cover a slight negative cash flow in the early years, your investment is growing through principal paydown, appreciation, and tax advantages—far outweighing the short-term expense.The key is to shift your mindset: negative cash flow isn’t a loss, it’s a strategic reinvestment into an asset that will build wealth exponentially over time.

Did you modify the layout of the building (e.g., add bedrooms, reconfigure space)?

Down the road as you build equity you can pull it out to buy more real estate. 

You can start building out a team(GC, Agent, etc) to start analyzing numbers.

My 14 year old now makes over $100/month passive income from her % owned and my 10 year old is at like $65/month.In this process we are building their interest in real estate, teaching them the value of putting their money to work for them, and all the while growing our investment if we need it for their college money some day! 

I am looking to buy my first investment property and have heard a lot about  Fort WayneAs an out of state investor, I am looking to connect with investors/agents in the area to build further knowledge on specifics with the markets and hopefully bring business to in the future!

This scenario applies to buildings with tens to hundreds of units within the city of Philadelphia. 

You are well on your way tho to wealth building.

Would you suggest subdividing the property, building a single house, or building multiple cottages/ tiny homes?

Additionally, I’m a licensed realtor in Pennsylvania, which has allowed me to expand my expertise and build a solid foundation in both investment strategies and the local market.I’m eager to connect with fellow investors, share insights, and learn from this amazing community.